WELCOME TO RATCLIFFE MORTGAGES
Our focus is helping you find the right mortgage based on your requirements, by offering a personal and professional service. Choosing the right mortgage will be one of the most important financial decisions that you make!
3 Reasons To Choose Ratcliffe
We have access to more than 30,000 mortgage products which, coupled with expert advice, ensures a product tailored to match your requirements.
We are not tied to any High Street bank or building society, so we offer our all clients totally independent advice.
We can also help with advice for pensions and investments.
Mortgages
Raising money for the purpose of buying a residential property to live in is known as a mortgage. A variety of mortgages can be arranged and these can be from the most complex to the most straight forward.
Some of the more complex areas of lending are often for the self employed who often require a self certification mortgage.
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Remortgages
As the remortgage market has developed, lenders have started to offer attractive incentives like reduced legal and arrangement fees or even no fees at all.
You can remortgage for other reasons: if you have owned your home for a number of years a remortgage could release equity, giving you cash for other things like home improvements and holidays. read more...
Mortgage Protection
Mortgage Protection or MPPI, insures your mortgage payments only. It is often offered by mortgage providers.
This policy (MPPI) can be cost effective for certain people who require cover, including first time buyers and elderly, although for many there may be better insurance policies. read more...
Life Insurance
Life Insurance pays on death a set amount. Straight forward life cover is easy to arrange and is often one of simplest ways that individuals choose to protect their family. More often then not people are under insured. This may because they do not regularly review their Life Insurance.
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