Our focus is helping you find the right mortgage based on your requirements, by offering a personal and professional service. Choosing the right mortgage will be one of the most important financial decisions that you make!
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Mortgages
First Time Buyers- Remortgages
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Contact us
- Ratcliffe Mortgages
9 South Meade, Timperley - Altrincham, WA15 6QL
Telephone - 0161 969 9076
Mobile- 07703 351628 - Fax- 0161 718 9195
Email - Bill@ratcliffe-mortgages.co.uk
Commercial Mortgages* Bespoke Mortgage Services Commercial Mortgages cover a wide spectrum. This could be the sole proprietor (hairdresser, accountant etc) who rents their premises and has the opportunity to buy the freehold of the property. It could also be individuals who wish to acquire a business of their own. It could also cover the purchase of an up and running business; news agency, shop, garage for example. Some lenders will base their criteria on the “bricks and mortar” value of the building. Others will take a view on the property and the trading figures and lend against a combination of the two. In nearly all instances, some form of trading figures or accounts will be required. It is safe to say that strict lending criteria is difficult to adhere to; virtually all of these types of acquisitions will be considered on their own merits. Some lenders will specialise in some sectors, whereas others will specialise elsewhere. We will work with you to help you develop a business plan, cash flow forecasts and personal assets register to produce a suitable proposal to a Lender to ensure a much higher degree of success. Commercial mortgages are not regulated by the Financial Services Authority.
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