Bespoke Mortgage Services
Tailored to Meet your Needs          
Develop a Business Plan
Sole Traders and SME’s                
Loans up to £2 Million

Commercial Mortgages cover a wide spectrum.  This could be the sole proprietor (hairdresser, accountant etc) who rents their premises and has the opportunity to buy the freehold of the property.  It could also be individuals who wish to acquire a business of their own.  It could also cover the purchase of an up and running business; news agency, shop, garage for example.

Some lenders will base their criteria on the “bricks and mortar” value of the building.  Others will take a view on the property and the trading figures and lend against a combination of the two.  In nearly all instances, some form of trading figures or accounts will be required.  It is safe to say that strict lending criteria is difficult to adhere to; virtually all of these types of acquisitions will be considered on their own merits.  Some lenders will specialise in some sectors, whereas others will specialise elsewhere.

We will work with you to help you develop a business plan, cash flow forecasts and personal assets register to produce a suitable proposal to a Lender to ensure a much higher degree of success.

Commercial mortgages are not regulated by the Financial Services Authority.